What do you think of the economy right now? Are you better off or struggling? Are you always on the lookout for more money, so that you can buy what you need? Is your family growing and in need off a decent living? Are your children bursting out of their clothes and in need of a change in wardrobe? Expenses, expenses! It seems like they’re always popping up and that our income isn’t enough. So, what can we do to cope? How can we manage what little we have?
The first step to reduce your expenses is to be able to identify your needs from your wants. The real needs are food, clothing, and shelter; education is not even in the top 3. Obviously, it would be great to graduate from a reputable schools, but is that really a dire need?
Let’s talk about you food costs – everyone’s top need. What can you do to spend as little as possible on food, yet be able to eat three square meals a day? Again, identify the needs from the wants. You need to eat but does it have to be chicken or beef? Can you live without dessert? Do you need to have all the ingredients in a particular recipe? One can actually live with an egg mixed with hot rice and a dash of salt.
Vegetables can be expensive, so why not plant your own so you can harvest instead of buying on a regular basis? Or what about building a coop in your backyard witha few chickens? If your space cannot allow such adjustments, then at least you can start using voucher codes to help with food shopping. I’ve used websites like Net Voucher Codes to save tons of money on my weekly grocery shopping. One thing to be careful about though is buying things you don’t need or want, just because you have a voucher. It goes back to the same point about identifying your need from your wants and if you’re needlessy buying things you don’t need because they’re on sale, you’re going to end up spending way too much.
I know it’s tough, but in times like this, we need to tighten our belts and we should be listening to our head more than our heart….